At Tradeline Loans, we are committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you interact with our services. By using our website or accessing our services, you acknowledge that you have read and understood this Privacy Policy.

1. Information We Collect

1.1 Personal Information: We may collect personal information that you provide directly to us, including but not limited to your name, address, email address, phone number, social security number, date of birth, financial information, and employment details. We only collect personal information necessary for providing our services and as required by law.

1.2 Non-Personal Information: We may also collect non-personal information such as IP addresses, browser types, device information, and website usage data. This information helps us analyze trends, administer our website, and improve our services.

2. Use of Information

2.1 Service Delivery: We may use your personal information to provide you with our tradeline services, including verifying your identity, assessing your eligibility, and facilitating the exchange of tradelines.

2.2 Communication: We may use your contact information to communicate with you about our services, respond to your inquiries, and provide customer support.

2.3 Marketing: With your consent, we may use your personal information to send you promotional materials, updates, and offers about our services. You can opt-out of receiving such communications at any time.

2.4 Legal Compliance: We may use and disclose your personal information as required by applicable laws, regulations, legal proceedings, or governmental requests.

3. Information Sharing

3.1 Third-Party Service Providers: We may share your personal information with trusted third-party service providers who assist us in delivering our services, such as credit bureaus, financial institutions, and data processors. These providers are contractually obligated to handle your information securely and only use it for the purposes outlined in this Privacy Policy.

3.2 Legal Requirements: We may disclose your personal information if required by law or if we believe that such disclosure is necessary to protect our rights, comply with a judicial proceeding, court order, or legal process, or respond to a government or regulatory request.

3.3 Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal information may be transferred to the acquiring entity. We will notify you before your personal information becomes subject to a different privacy policy.

4. Data Security

We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, please note that no method of transmission over the internet or electronic storage is completely secure.

5. Your Choices

5.1 Access and Correction: You may review, update, or correct your personal information by contacting us using the information provided below. We will make reasonable efforts to accommodate your request, subject to any legal or contractual obligations.

5.2 Opt-Out: If you no longer wish to receive marketing communications from us, you can opt-out by following the instructions provided in the communication or by contacting us directly.

6. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe that we have inadvertently collected personal information from a child, please contact us, and we will promptly take steps to delete the information.

7. Changes to the Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the revised version with a revised effective date on our website. We encourage you to review this Privacy Policy periodically.